MERGER & ACQUISITION FINANCINGThe opportunity to complete a strategic acquisition is one of the best ways to enhance the value of a company, since an acquisition may enable you to leap frog competitors, open new markets, develop new product lines, etc. If your company is interested in a leveraged buyout, it may be able to finance all or most of the purchase price with debt. Debt is the cheapest method of financing an acquisition and can take many forms. These include equipment leasing, term loans, accounts receivable factoring and revolving lines. The amount of debt that can finance an acquisition depends on the assets and cash flows of the combined companies (target and the acquirer) available to collateralize the debt. This will depend on the financial health of both the target and the acquirer. Additionally, by restructuring your existing debt, you may be able to free up cash to fund the acquisition.Leveraged buy outsManagement buy outsCorporate acquisitionsMergers
NON REAL ESTATE TRANSACTIONSLoan PurposeBusiness acquisition, partner buyout, franchise acquisition, and start-up financing for select businesses.Program is available nationwide to a variety of industries. Target BusinessesA broad array of businesses including but not limited to professional services, retail, manufacturing, wholesalers/distributors, and national and regional franchise businesses.Loan AmountUp to $2,000,000Interest RateVariable interest rateLoan TermsUp to 10 years, fully amortizingPrepayment PenaltyNoneCollateralSecurity interest in business assetsAvailable equity in real estate Personal GuaranteeFull guarantee of all principals who own 20% or more of the businessAdvance RateUp to 100% - Acquisition financingUp to 90% - Start-up financing
NON REAL ESTATE TRANSACTIONS - PROFESSIONAL PRACTICESLoan PurposeBusiness acquisition, partner buyout, franchise acquisition, and start-up financing for select businesses.Program is available nationwide to a variety of industries. Target BusinessesA broad array of professional practices including medical doctors, veterinarians, dentists, optometrists, lawyers, insurance agents/brokers, architects, physical therapists, podiatrists, occupations and speech therapists, and mental health practitioners.Loan AmountUp to $2,000,000Interest RateVariable interest rateLoan TermsUp to 10 years, fully amortizingPrepayment PenaltyNone CollateralSecurity interest in business assetsAvailable equity in real estate For medical practices, evidence of adequate malpractice insurance is required. Personal GuaranteeFull guarantee of all principals who own 20% or more of the businessPrior ownership or management experience in a related business or industry type is required. Advance RateUp to 100% - Acquisition financingUp to 90% - Start-up financing |