REVOLVING LINESThe revolving lines are secured by a first lien security on all of the borrower's outstanding accounts receivables and or inventory.Typically, this type of financing is used to increase cash flow and working capital. Because the borrower's customers are generally not notified of the assignment of their accounts to the lender, the borrower continues to service its receivables. The borrowing arrangement is usually transparent to the borrower's customers. Advance rates for lines of credit secured by accounts receivable depend on credit worthiness, and the amount of dilution (returns, uncollectible, etc.) that the borrowers company experiences, but typically range from 60% to 85% of the outstanding accounts receivable. Advance rates for lines of credit secured by inventory depend on the future orderly liquidation value of your inventory and the level of inventory relative to the amount of your accounts receivable outstanding, but typically range from 30% to 65% of the cost of inventory. Financing rates are based on a borrower's financial profile and market conditions. CREDIT CRITERIATo be considered for this program, potential clients must be well established companies with a strong balance sheet. Transactions not meeting this criteria may be considered for Factoring |
ACCOUNTS RECEIVABLE
DIRECTORY
Index Page
PRIME RATE IS 5.00%
ONLINE MORTGAGE ESTIMATOR
Mortgage Calculator
ONLINE FINANCE RESOURCES
"Real" Small Business Loans
"Must Read" for Accountants
Problems with SBA
Facts of Factoring
$10,000 Car Wash
Capital Definitions
Unsecured Line of Credit
Unsecured Term Loan
Commercial Mortgages Stated
Commercial Mortgages
Investment Real Estate
Commercial Financing
Business Acquisition
Franchise Acquisition
Factoring
Accounts Receivables
Equipment Leasing
Sales Lease Back
Bridge Loans
Investment Properties
NOTE PURCHASES
Cash Out Purchases
OTHER SERVICES
HUD Refunds
Consumer Credit Services
"We are your Finance Engineers providing you with cash flow solutions and lending experience" - James Synovec - CEO
COMMENTS & QUESTIONS
Commercial Lending Experts
InterBay Funding, LLC
"Capital Loan Program"
|
GIVE US YOUR SUGGESTIONS ON FUTURE SEMINAR LOCATIONS:
|